The Almighty
Title Insurance Policy

Never Buy Without It!

Title Insurance RI, MA

Why you need it for RI and MA…
  • All major lending institutions for the loan require a “Loan Policy”.  Buyers will be offered an “Owner’s Policy” at the time of the closing for a small additional fee.  The Loan Policy is only valid for the life of the loan whereas the Owner’s Policy lasts forever for the buyer, even when the property is sold.  Both the Loan and Owner title policies protect the lender and buyer from any title defects.
  • Some types of title defects the policy protects are:
    • Fraud—false claims of ownership, forged deeds, wills, signatures, conveyances, instruments, false representations, false records of all sorts, illegal acts of trustees, guardians, administrators, and attorneys.
    • Human Error—errors in copying, indexing, recording; errors by administrators, executors, trustees, guardians, and attorneys; and destructions of records.
    • Improper Deeds and Wills—deeds by persons of unsound mind, minors; deeds delivered after death or without the grantor’s consent; invalid, suppressed, erroneous wills, missing heirs, unsettled estates.
    • Liens and Other Rights—liens for unpaid estate, inheritance, income, property and gift taxes; homestead rights, community property rights; irregular court proceedings, court opinion reversals, lack of court jurisdiction; and defective foreclosures.
Woonsocket Office
401-766-2100
Fax: 401-766-2828
Lincoln Office
401-334-4770
Fax: 401-334-0696
The RI Supreme Court licenses all lawyers in the general practice of law. The Court does not license or certify any lawyer as an expert or specialist in any field of practice.